<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-8118712829111201275</id><updated>2011-06-27T09:13:13.508-07:00</updated><category term='personal lending'/><title type='text'>personal lending</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://personallending.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8118712829111201275/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://personallending.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>DEKZA TERZ</name><uri>http://www.blogger.com/profile/15488221287070257682</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>2</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-8118712829111201275.post-1134258685690336937</id><published>2011-06-27T09:12:00.000-07:00</published><updated>2011-06-27T09:12:28.233-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='personal lending'/><title type='text'>Personality Lends to Successful Career</title><content type='html'>&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;How much does your personality really influence the ultimate success of your career or business?&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Just ask Kimberlite Dykeman, Queen SOAPBOX ® and author of Pure Soapbox ...&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;shock cleaning of perspective, motivation and sense of humor.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Recently, Dykeman has been selected to participate in the project personality and, in turn shows Rohit Bhargava e-book "Women of Personality", with the success stories of twenty entrepreneurs intuitively use their personality to better their business ventures&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;In May of 2008, known bloggers and SVP at Ogilvy PR 360 Digital Influence Rohit Bhargava has published his latest book, Personality Not Included, which was well received by professionals and marketing experts all over the world.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;However, following a deluge of e-mail and input from women business owners tell how Bhargava are already putting their personalities to work on their farms, the author has chosen to launch a companion e-book, entitled&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;"The women of the personality."&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;As part of the Personality Project, Bhargava selected twenty women to tell their inspiring success stories and answer a simple question: how personality has helped to achieve success with your career or business?&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Our Dykeman Kimberlite is one of these winds, and is not a surprise as she has dedicated her life to be a motivator, educator and facilitator, building his SOAPBOX ® multi-dimensional brand from scratch.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;"I must humbly say that my personality is the best thing for me that I'm going," said Dykeman.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;"A business can start, grow and survive without things like a real business strategy, a link jillion, investors, or employees, but you can only capture a personality from the local 7-11 store or Walmart, folks. Fronts&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;a mission with a strong personality, a support team is committed loyal customers, and cultivate a promising future. And, having said that, a huge priceless! "&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;According to Bhargava, the entrepreneurs in its e-books are some of the most interesting, visionary, approachable and women in business today.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;He bases his choices on the fact that each taxpayer has not only built a successful career for herself, but has also made significant efforts to help other women find success.&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Dykeman first meeting Bhargava SXSW Interactive conference in March 2008, and were networked.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Read the personal project and download a free copy of the e-book www.thepersonalityproject.com.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Neil Kahn holds a BA in English from the University of Texas at Austin in 2006.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;She interned with The Texas Medical Association, earning writing and editing experience through interaction with authors and publishers of the journal Medicine Texas.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Neil has always been an avid writer and reader, of course, this loan to its revision and editing skills.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;In his current position as Assistant Editor at Dalton Publishing in Austin, TX, she uses and refines writing skills and changing daily.&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;She likes to read and write short stories, style, and looking through the fashion blogs, and having conversations with her cat shelter Lowey, Tacey Bengal, and miniature dachshund, Eleanor.&lt;/span&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8118712829111201275-1134258685690336937?l=personallending.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://personallending.blogspot.com/feeds/1134258685690336937/comments/default' title='ส่งความคิดเห็น'/><link rel='replies' type='text/html' href='http://personallending.blogspot.com/2011/06/personality-lends-to-successful-career.html#comment-form' title='0 ความคิดเห็น'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8118712829111201275/posts/default/1134258685690336937'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8118712829111201275/posts/default/1134258685690336937'/><link rel='alternate' type='text/html' href='http://personallending.blogspot.com/2011/06/personality-lends-to-successful-career.html' title='Personality Lends to Successful Career'/><author><name>DEKZA TERZ</name><uri>http://www.blogger.com/profile/15488221287070257682</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-8118712829111201275.post-8046715931705789281</id><published>2011-06-27T09:11:00.000-07:00</published><updated>2011-06-27T09:11:20.464-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='personal lending'/><title type='text'>Person to Person Lending - A New Phenomenon</title><content type='html'>&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;One of the big news stories that everyone is constantly talking about is the lack of credit in the loan during this recession.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Despite numerous attempts by the government to pump money into the lenders, credit remains tight.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Yet, while the government and big banks are trying to maintain the status quo on lending, a dark horse is quietly gaining on traditional lenders, and providing a lot of credit must be tied to cash consumers.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;This movement, known person to person lending (P2P, or as we call it), it's all about matching people who have money to invest with those who want to borrow money, and the drafting of an agreement for mutual benefit.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Often, both parties will find that the rates are much nicer than what he could find at any bank.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Investors or lenders, on average, are 9% -20% returns.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Borrowers find similarly attractive rates.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;P2P lending works as an investment vehicle, because the loan is considered short-term, usually no more than three years.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;And no P2P lending institution involved in mortgages, as it would create a completely different class loan that might not be beneficial for its members.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;The loans funded, and I've seen have ranged from debt consolidation loans home renovation loan, and even including the costs of college.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;In general, loans that banks generally will not touch due to a higher risk factor, but in exchange for the risk factor, you can lock in a rate higher yield.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Several companies were formed to capitalize on this growing trend.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;The two pioneers and Club Prosper Marketplace Loan.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;I've used both, and find their services to be top quality.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;They act like the eBay of loans, and lenders may search through the lists to decide which loan application will invest.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Banks can invest a minimum of $ 25, and with the addition of potentially hundreds of others to invest in the notes, the loan will be funded.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Prosper or LC, then collect the payments each month and distribute it accordingly.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Prosper also has a feature that allows you to set a "plan portfolio," which will automatically invest in loans that meet your criteria.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;This is wonderful if you do not have time to wade through the many loan opportunities.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;People are starting to awaken to the possibilities P2P loan gives them.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Many investors choose to invest in this area, because then find that they can get better returns in the stock market or CD.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Personally, I liked the idea that I will get income every month as interest on loans that I did.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;P2P lending is an investment vehicle and loan that was approved by the SEC.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;In fact, Prosper CEO Chris Larsen has worked with the SEC to help create a whole class of rules for this emerging field.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Rest assured, is not a fad or scam.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;P2P lending has already gained a firm position in the credit markets.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;Already $ 4 billion in loans, is expected to double over the next few years.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;And as the credit markets continue to limit lending, more people are turning into this field to meet their needs.&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: arial, sans-serif; font-size: 16px;"&gt;&lt;span title=""&gt;It 'a phenomenon that I believe will forever change the face of American finance.&lt;/span&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8118712829111201275-8046715931705789281?l=personallending.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://personallending.blogspot.com/feeds/8046715931705789281/comments/default' title='ส่งความคิดเห็น'/><link rel='replies' type='text/html' href='http://personallending.blogspot.com/2011/06/person-to-person-lending-new-phenomenon.html#comment-form' title='0 ความคิดเห็น'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8118712829111201275/posts/default/8046715931705789281'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8118712829111201275/posts/default/8046715931705789281'/><link rel='alternate' type='text/html' href='http://personallending.blogspot.com/2011/06/person-to-person-lending-new-phenomenon.html' title='Person to Person Lending - A New Phenomenon'/><author><name>DEKZA TERZ</name><uri>http://www.blogger.com/profile/15488221287070257682</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>
